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According to a survey of more than 1,000 student loan borrowers (Student Loan Hero), many respondents reported experiencing feelings of anxiety and social isolation, as well as physical effects like insomnia and headaches, due to their mountains of student loan debt.

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Stress about money and finances is more common than ever, but for many people with student loan debt, those stress levels are much higher than any other demographic.

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Student loan debt is bad enough; if you have other damaging credit items in your history, it might be helpful to you to work on those issues in the more immediate term, and free up some other options.

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Private loans often do not qualify for government-provided options like this.

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